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Finance calculators

Pick a calculator. Each shows the answer as you type, with the steps underneath.

Simple interest calculatorInterest earned or owed on a principal at a fixed rate, with no compounding.Open the calculator ›Compound interest calculatorFuture value of an amount with compound interest and monthly deposits.Open the calculator ›Savings goal calculatorHow much to save each month to reach a savings goal.Open the calculator ›Loan calculatorMonthly payment, total interest and total cost of a fixed-rate loan.Open the calculator ›Mortgage calculatorMonthly mortgage payment with property tax, insurance and HOA.Open the calculator ›Amortization calculatorPayment, total interest and a year-by-year loan schedule.Open the calculator ›Auto loan calculatorMonthly car payment from the price, down payment, trade-in, tax and rate.Open the calculator ›Future value calculatorFuture value of a lump sum with optional regular payments.Open the calculator ›Present value calculatorWhat a future amount is worth today at a given discount rate.Open the calculator ›APY calculatorConvert APR to APY (and APY to APR) for any compounding frequency.Open the calculator ›APR calculatorThe APR of a loan once upfront fees are counted.Open the calculator ›ROI calculatorReturn on investment as a percent, with the annualized return.Open the calculator ›CAGR calculatorThe steady yearly growth rate between a beginning and an ending value.Open the calculator ›Rule of 72 calculatorYears for money to double at a given rate of return.Open the calculator ›Salary to hourly calculatorConvert a yearly salary to hourly, weekly, biweekly and monthly pay.Open the calculator ›Hourly to salary calculatorConvert an hourly rate to annual, monthly, weekly and daily pay.Open the calculator ›Break-even calculatorUnits and sales needed to cover your costs.Open the calculator ›Debt-to-income ratio calculatorMonthly debt payments as a percent of gross monthly income.Open the calculator ›Credit card payoff calculatorHow long to pay off a card, or what monthly payment clears it by a date.Open the calculator ›Retirement savings calculatorProjected savings at retirement from your savings, contributions and return.Open the calculator ›401(k) calculatorProjected 401(k) balance with your contributions and the employer match.Open the calculator ›Roth IRA calculatorProjected Roth IRA balance from yearly contributions and an expected return.Open the calculator ›Annuity calculatorFuture and present value of regular payments.Open the calculator ›Loan payoff calculatorHow much sooner and cheaper a loan is paid off with extra payments.Open the calculator ›Down payment calculatorThe down payment and the loan for a home price and percentage.Open the calculator ›Dividend yield calculatorDividend yield and yearly income from a stock's price, dividend and shares.Open the calculator ›Commission calculatorCommission earned on sales, with optional base pay.Open the calculator ›VAT calculatorAdd VAT or sales tax to a price, or take it out of a gross price.Open the calculator ›Inflation calculatorWhat prices and money are worth after years of inflation at a rate you choose.Open the calculator ›

Method: standard arithmetic shown step by step; no outside data is used. Checked 2026-11-12.

Written by Calculators Free Editorial Team · Data checked 2026-11-12
About · How we verify this · Editorial policy · Corrections

General information only. Results are plain arithmetic on the numbers you enter; check anything important (money, health, school work) against your own records or the official source.