CAGR calculator
Calculator
The calculator needs JavaScript. The tables below give the same numbers for common cases.
How it is worked out
- CAGR = (ending ÷ beginning)^(1 ÷ years) − 1 = (18,000 ÷ 10,000)^(1 ÷ 5) − 1 = 0.12474611.
| Inputs | Answer |
|---|---|
| Beginning value: 10000; Ending value: 18000; Years: 5 | Growing from 10,000 to 18,000 in 5 years is a compound annual growth rate of 12.4746%. |
| Beginning value: 500; Ending value: 2000; Years: 10 | Growing from 500 to 2,000 in 10 years is a compound annual growth rate of 14.8698%. |
| Beginning value: 80000; Ending value: 65000; Years: 4 | Growing from 80,000 to 65,000 in 4 years is a compound annual growth rate of -5.0586%. |
How to use it
CAGR = (ending ÷ beginning)^(1 ÷ years) − 1. It is the constant yearly rate that would grow the beginning value into the ending value. Going from $10,000 to $18,000 in 5 years is a CAGR of about 12.47%.
CAGR smooths out ups and downs, so it hides volatility along the way. It needs positive beginning and ending values. These are estimates from the numbers you type, not financial advice or an offer; real products add fees and change rates.
Frequently asked questions
What is CAGR?
The constant yearly growth rate that links a start and an end value.
How do I calculate CAGR?
Divide ending by beginning, raise to 1 ÷ years, subtract 1.
Is CAGR the same as average return?
No; the arithmetic average of yearly returns is higher when returns vary.
Method: standard arithmetic shown step by step; no outside data is used. Checked 2026-11-12.
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General information only. Results are plain arithmetic on the numbers you enter; check anything important (money, health, school work) against your own records or the official source.